Renovation mortgage · Cremona and province
Renovation mortgages in Cremona: the house is cheap, the works are not
In the old town of Cremona and in the villages of the province you can still buy houses at reasonable prices, but almost always ones that need work: wiring, windows, roof. The purchase and the works can sit in a single application — though not at every bank. We tell you which ones and what they need.
- ★ 5,0 159 Google reviews
- Free the pre-approval
- 35 average days to approval
- 30+ partner banks
Sound familiar?
- I want to buy and renovate straight away, but I do not know if it is all financeable
- I have no idea which documents are needed for the works
- A mortgage or a loan? Nobody has ever explained it to me with numbers
With Kìron
- Purchase and works in a single application, where the bank allows it
- We tell you which quotes and documents the valuation needs
- We compare a mortgage and a loan with the numbers of your case
Why us
What really changes
The works financed
Paid out in one go or in stages as the works progress.
Banks that actually do it
We select the lenders that really do finance the works.
No surprises at the valuation
We prepare the file in the format the bank expects, bill of quantities included.
Who it is for
This page is for you if…
- Couples and single buyers on their first purchase, in Cremona or in the province
- People who want to redo the wiring, the roof or the windows in the home they live in
- People who have inherited a property and want to make it liveable
- People wondering whether a mortgage or a loan is better for the works
How we work
From the first call to disbursement
- 01
The first call
You tell us about the property and the scale of the works.
- 02
Quotes and valuation
We tell you which documents and quotes the bank needs in order to assess the works.
- 03
Offers
We compare the banks that pay out in a single instalment or in stages as the works progress.
- 04
Application
We follow the application through to disbursement.
Google reviews
People who chose us
★★★★★
Ci siamo affidati al dott. Amedeo Franco per l'acquisto della nostra prima casa e non avremmo potuto fare scelta migliore. Fin dal primo incontro si è dimostrato professionale, competente e disponibile, accompagnandoci passo dopo passo. Ha gestito con grande attenzione ogni aspetto burocratico e amministrativo, alleggerendoci da incombenze complesse e permettendoci di vivere questa esperienza con più serenità. Grazie al suo lavoro impeccabile siamo riusciti a realizzare il sogno di acquistare la nostra casa.
★★★★★
Agenzia super efficiente e affidabile: ho aperto con loro una pratica di acquisto e, oltre ad avermi trovato la soluzione migliore come mutuo, hanno svolto tutto in tempi brevissimi. Un ringraziamento particolare alla broker Valentina, che ha lavorato in maniera impeccabile e super professionale fin dal principio, per non parlare della sua disponibilità e gentilezza.
★★★★★
Kiron top a Cremona e secondo me in Italia. Ci siamo rivolti a loro per il mutuo acquisto prima casa Consap 100%: mi ha seguito Daniel, persona di grande umanità ed empatia e molto preparato. Ha trovato il prodotto più adatto alle esigenze della mia famiglia e ci ha seguito passo per passo dal primo giorno al giorno del rogito.
Start here
Tell us about your situation
Six questions designed for renovation mortgage. Then an adviser from the Cremona office calls you back already holding the picture, so you do not have to repeat everything on the phone.
- The first contact is a phone call, in the time slot you choose
- The pre-approval and the mortgage voucher are free and commit you to nothing
- Then we meet at the office, at Via Trento e Trieste 71 in Cremona
- We cover Cremona, Brescia, Mantua, Castiglione delle Stiviere and Parma
FAQ
Frequently asked questions
Can I finance the purchase and the works together?
Yes, several banks provide for it: the works portion is disbursed on the basis of quotes and a valuation, sometimes in stages as the work progresses. Not all of them do it, and that is the first filter we apply.
Do I need a quote from the builder?
Yes, a detailed quote and, for substantial works, a bill of quantities. The bank uses them for the valuation: if they are generic, the application stops there.
A mortgage or a loan?
For modest amounts and short terms a loan is simpler; for large sums a mortgage costs less, but it requires a charge on the property and a valuation. We assess it together with the numbers of your case, not with a general rule.
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