Kìron Cremona — Mediazione Creditizia

Salary-backed loan · Cremona and province

Salary-backed loans in Cremona: employees and pensioners

For employees and pensioners the instalment is deducted directly from the salary or the pension, the operation is covered by insurance and approval arrives within 72 hours on average. It is often the route that stays open when the others have closed.

Check your situation or call 800 001 282
  • ★ 5,0 159 Google reviews
  • Free the pre-approval
  • 35 average days to approval
  • 30+ partner banks
72 orefor approval, on average
120months maximum term
1/5of net pay, never more

Sound familiar?

  • I had an adverse listing and now nobody will lend to me
  • I am retired and doors are shut in my face
  • I want an instalment that will not put me in trouble at the end of the month

With Kìron

  • Still worth assessing with adverse listings now closed
  • Designed precisely for employees and pensioners
  • A fixed instalment, never more than a fifth of your net pay

Why us

What really changes

Deducted at source

The instalment comes straight out of your salary or pension: no due dates to remember.

A quick answer

On average approval comes within 72 hours of handing over the documents.

Even with a history

Being insurance-backed, it is often available where other loans are not.

Salary-backed loan

Who it is for

This page is for you if…

  • Public and private employees on permanent contracts
  • INPS and other pension-scheme pensioners
  • People who have had difficulties in the past and want a proper, transparent solution

How we work

From the first call to disbursement

  1. 01

    The first call

    You tell us your employer or pension body and the amount you want.

  2. 02

    Quote

    We work out the maximum instalment (one fifth of your net pay) and the term.

  3. 03

    Documents

    Payslip or pension slip, salary certificate, ID.

  4. 04

    Disbursement

    After notice has been given to your employer or pension body.

Google reviews

People who chose us

★★★★★

Ci siamo affidati al dott. Amedeo Franco per l'acquisto della nostra prima casa e non avremmo potuto fare scelta migliore. Fin dal primo incontro si è dimostrato professionale, competente e disponibile, accompagnandoci passo dopo passo. Ha gestito con grande attenzione ogni aspetto burocratico e amministrativo, alleggerendoci da incombenze complesse e permettendoci di vivere questa esperienza con più serenità. Grazie al suo lavoro impeccabile siamo riusciti a realizzare il sogno di acquistare la nostra casa.

★★★★★

Agenzia super efficiente e affidabile: ho aperto con loro una pratica di acquisto e, oltre ad avermi trovato la soluzione migliore come mutuo, hanno svolto tutto in tempi brevissimi. Un ringraziamento particolare alla broker Valentina, che ha lavorato in maniera impeccabile e super professionale fin dal principio, per non parlare della sua disponibilità e gentilezza.

★★★★★

Kiron top a Cremona e secondo me in Italia. Ci siamo rivolti a loro per il mutuo acquisto prima casa Consap 100%: mi ha seguito Daniel, persona di grande umanità ed empatia e molto preparato. Ha trovato il prodotto più adatto alle esigenze della mia famiglia e ci ha seguito passo per passo dal primo giorno al giorno del rogito.

Start here

Tell us about your situation

Six questions designed for salary-backed loan. Then an adviser from the Cremona office calls you back already holding the picture, so you do not have to repeat everything on the phone.

  • The first contact is a phone call, in the time slot you choose
  • The pre-approval and the mortgage voucher are free and commit you to nothing
  • Then we meet at the office, at Via Trento e Trieste 71 in Cremona
  • We cover Cremona, Brescia, Mantua, Castiglione delle Stiviere and Parma

Two minutes now, your figure in a few days

A few questions, then an adviser calls you already holding the picture of your situation and ready to start the pre-approval.

Step 1 of 7

Where is the property (or where are you)?

We look after clients in person in Cremona and its province, Brescia, Mantua, Castiglione delle Stiviere and Parma.

What do you need?
How far along are you?
How much cash do you have available?
What is your employment contract?
How far along are you?
What is your employment contract?
Have you already compared other offers?
Main reason?
How long have you had the mortgage?
Have you always paid on time?
Type of work?
Do you already have a quote for the works?
Do you own the property?
What is the loan for?
Employment status?
Do you have other loans outstanding?
Do you have an adverse credit listing (CRIF / protests)?

We ask up front so as not to waste your time: with an active listing, banks will not consider the application.

How should we contact you?

FAQ

Frequently asked questions

Can I apply if I had an adverse listing in the past?

Often yes: a salary-backed loan is covered by insurance and the instalment is deducted at source, so it remains assessable even with adverse listings that are now closed. Every case has to be checked individually and we do not promise outcomes before seeing the documents.

How long can it run for?

Up to 120 months, with an instalment that never exceeds a fifth of your monthly net pay. The actual term also depends on your age and on the type of contract.

Is my employer informed?

Yes, it is compulsory: it is the employer (or the pension body) that withholds the instalment and pays it over. It cannot object if the requirements are met.

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One call to understand.
One meeting in Via Trento e Trieste to get started.

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